Car insurance is expensive, especially if you’re a guy or under 25. You can’t get a sex change or fake your age (well, you could try the latter, but it probably won’t get you very far).
Of course, you can also have fewer accidents. Not all accidents are your fault, though. Many insurance companies will cheerfully blame you for all of them. Or you can pick a car that has a good safety record. That usually means a boring car, one that isn’t much fun to drive, but with insurance rates the way they are, what can you do?
